{"id":74162,"date":"2023-12-06T17:39:23","date_gmt":"2023-12-06T17:39:23","guid":{"rendered":"https:\/\/www.zaptest.com\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi"},"modified":"2023-12-06T17:39:23","modified_gmt":"2023-12-06T17:39:23","slug":"robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi","status":"publish","type":"post","link":"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi","title":{"rendered":"Robotiz\u0113t\u0101 procesu automatiz\u0101cija (RPA) banku un finan\u0161u nozar\u0113 &#8211; gad\u012bjumu izp\u0113te, piem\u0113ri, ieguvumi un izaicin\u0101jumi"},"content":{"rendered":"<p>Robotiz\u0113ta procesu automatiz\u0101cija banku un finan\u0161u jom\u0101 ir viens no sp\u0113c\u012bg\u0101kajiem un p\u0101rliecino\u0161\u0101kajiem automatiz\u0101cijas tehnolo\u0123iju izmanto\u0161anas gad\u012bjumiem. Tirdzniec\u012bbas automatiz\u0101cija ir pla\u0161i izplat\u012bta jau kop\u0161 pag\u0101ju\u0161\u0101 gadsimta 70. un 80. gadiem, ta\u010du RPA paver iesp\u0113jas cita veida mehaniz\u0101cijai, liel\u0101ku uzman\u012bbu piev\u0113r\u0161ot izmaksu samazin\u0101\u0161anai un pat\u0113r\u0113t\u0101ju pieredzes uzlabo\u0161anai.<\/p>\n<p>Banku RPA ir ar\u012b \u013c\u0101vusi uz\u0146\u0113mumiem rea\u0123\u0113t uz past\u0101v\u012bgi main\u012bgo regulat\u012bvo vidi, darbojoties k\u0101 finan\u0161u automatiz\u0101cijas RegTech risin\u0101jums. Tom\u0113r ir ar\u012b vair\u0101ki citi lieliski RPA izmanto\u0161anas veidi finan\u0161u jom\u0101, tostarp dar\u012bjumu apstr\u0101de, aizdevumu apstiprin\u0101\u0161ana un kiberdro\u0161\u012bbas paaugstin\u0101\u0161ana.<\/p>\n<p>\u0160aj\u0101 rakst\u0101 apl\u016bkosim ieguvumus, gad\u012bjumu izp\u0113ti, izmanto\u0161anas gad\u012bjumus, tendences un izaicin\u0101jumus saist\u012bb\u0101 ar <a href=\"https:\/\/www.zaptest.com\/rpa\">robotiz\u0113to procesu automatiz\u0101ciju<\/a> finan\u0161u un banku nozar\u0113.<\/p>\n<p>&nbsp;<\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-custom ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #b90000;color:#b90000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #b90000;color:#b90000\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 eztoc-toggle-hide-by-default' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Robotizeta_procesu_automatizacija\" >Robotiz\u0113t\u0101 procesu automatiz\u0101cija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Finansu_un_banku_tirgus_lielums\" >Finan\u0161u un banku tirgus lielums<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Faktori_kas_ietekme_banku_un\" >Faktori, kas ietekm\u0113 banku un<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#finansu_procesu_automatizacija\" >finan\u0161u procesu automatiz\u0101cija<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#1_Izmaksu_samazinasana\" >1. Izmaksu samazin\u0101\u0161ana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_Lielaks_regulativais_un_administrativais_slogs\" >2. Liel\u0101ks regulat\u012bvais un administrat\u012bvais slogs<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_Klientu_pasapkalposanas\" >3. Klientu pa\u0161apkalpo\u0161an\u0101s<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#4_Mazaks_risks\" >4. Maz\u0101ks risks<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#5_Uznemejdarbibas_nepartrauktiba\" >5. Uz\u0146\u0113m\u0113jdarb\u012bbas nep\u0101rtraukt\u012bba<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Robotizetas_procesu_automatizacijas_prieksrocibas\" >Robotiz\u0113t\u0101s procesu automatiz\u0101cijas priek\u0161roc\u012bbas<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-11\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#in_finanses_un_banku_darbiba\" >in finanses un banku darb\u012bba<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-12\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#1_Ietaupiet_naudu\" >#1. Ietaupiet naudu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-13\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_Lielaka_apmierinatiba_ar_darbu\" >#2. Liel\u0101ka apmierin\u0101t\u012bba ar darbu<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-14\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_Atbilstiba_normativo_aktu_prasibam\" >#3. Atbilst\u012bba normat\u012bvo aktu pras\u012bb\u0101m<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-15\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#4_Merogojamiba\" >#4. M\u0113rogojam\u012bba<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-16\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#RPA_banku_pakalpojumu_izmantosanas_gadijumi\" >RPA banku pakalpojumu izmanto\u0161anas gad\u012bjumi<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-17\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#1_Klientu_uznemsana_darba\" >#1. Klientu uz\u0146em\u0161ana darb\u0101<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-18\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_Aizdevumu_pieteikumu_apstrade\" >#2. Aizdevumu pieteikumu apstr\u0101de<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-19\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_Automatizets_klientu_atbalsts\" >#3. Automatiz\u0113ts klientu atbalsts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-20\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#4_Parskatu_generesana\" >#4. P\u0101rskatu \u0123ener\u0113\u0161ana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-21\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#5_Krapsanas_atklasana\" >#5. Kr\u0101p\u0161anas atkl\u0101\u0161ana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-22\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#6_Atbilstiba\" >#6. Atbilst\u012bba<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-23\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#7_Maksajumu_apstrade\" >#7. Maks\u0101jumu apstr\u0101de<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-24\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#8_Automatizeta_konta_slegsana\" >#8. Automatiz\u0113ta konta sl\u0113g\u0161ana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-25\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#9_Darbinieku_vadiba\" >#9. Darbinieku vad\u012bba<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-26\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#RPA_finansu_pakalpojumu_joma\" >RPA finan\u0161u pakalpojumu jom\u0101<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-27\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Gadijuma_izpete_Nr_1_Cilveka_kludas_noversana\" >Gad\u012bjuma izp\u0113te Nr. 1: Cilv\u0113ka k\u013c\u016bdas nov\u0113r\u0161ana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-28\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_gadijuma_izpete_aizdevumu_apstrades_paatrinasana\" >2. gad\u012bjuma izp\u0113te: aizdevumu apstr\u0101des pa\u0101trin\u0101\u0161ana<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-29\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_gadijuma_izpete_Normativa_sloga_izpilde\" >3. gad\u012bjuma izp\u0113te: Normat\u012bv\u0101 sloga izpilde<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-30\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Izaicinajumi_ar_kuriem_saskaras_robotizeti_procesi\" >Izaicin\u0101jumi, ar kuriem saskaras robotiz\u0113ti procesi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-31\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Automatizacija_banku_un_finansu_nozare\" >Automatiz\u0101cija banku un finan\u0161u nozar\u0113<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-32\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#1_Mantota_infrastruktura\" >#1. Mantot\u0101 infrastrukt\u016bra<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-33\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_Procesu_standartizacija\" >#2. Procesu standartiz\u0101cija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-34\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_Mits_par_sudraba_lodi\" >#3. M\u012bts par sudraba lodi<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-35\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#4_Atbilstiba_tiesibu_aktiem\" >#4. Atbilst\u012bba ties\u012bbu aktiem<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-36\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#5_Prasmju_trukums\" >#5. Prasmju tr\u016bkums<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-37\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#RPA_tendences_banku_nozare\" >RPA tendences banku nozar\u0113<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-38\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#1_Vieda_automatizacija\" >#1. Vied\u0101 automatiz\u0101cija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-39\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_Makontehnologiju_balstita_RPA\" >#2. M\u0101ko\u0146tehnolo\u0123iju balst\u012bta RPA<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-40\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_Generativais_maksligais_intelekts\" >#3. \u0122enerat\u012bvais m\u0101ksl\u012bgais intelekts<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-41\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#4_RPA_ar_atbalstu\" >#4. RPA ar atbalstu<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-42\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Automatizacijas_nakotne_banku_nozare\" >Automatiz\u0101cijas n\u0101kotne banku nozar\u0113<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-43\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#1_Hiperautomatizacija\" >#1. Hiperautomatiz\u0101cija<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-44\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#2_Augsti_personalizets_lietojumprogrammu_dizains_bez_koda\" >#2. Augsti personaliz\u0113ts lietojumprogrammu dizains bez koda<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-45\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#3_Prognozejama_krapsanas_atklasana\" >#3. Prognoz\u0113jama kr\u0101p\u0161anas atkl\u0101\u0161ana<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-46\" href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-banku-un-finansu-nozare-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi\/#Nobeiguma_domas\" >Nobeiguma domas<\/a><\/li><\/ul><\/nav><\/div>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Robotizeta_procesu_automatizacija\"><\/span><strong>Robotiz\u0113t\u0101 procesu automatiz\u0101cija  <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Finansu_un_banku_tirgus_lielums\"><\/span><strong>Finan\u0161u un banku tirgus lielums<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img data-dominant-color=\"b9b7b1\" data-has-transparency=\"false\" style=\"--dominant-color: #b9b7b1;\" decoding=\"async\" class=\"aligncenter wp-image-70992 not-transparent\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--1024x737.webp\" alt=\"Koppilotu un \u0123enerat\u012bv\u0101 m\u0101ksl\u012bg\u0101 intelekta n\u0101kotne programmat\u016bras test\u0113\u0161an\u0101 un RPA\" width=\"497\" height=\"358\" srcset=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--1024x737.webp 1024w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--300x216.webp 300w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--768x553.webp 768w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--1536x1106.webp 1536w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--1080x777.webp 1080w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--1280x921.webp 1280w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--980x705.webp 980w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--480x346.webp 480w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/11\/The-future-of-copilots-and-Generative-AI-in-Software-Testing-and-RPA--jpeg.webp 1920w\" sizes=\"(max-width: 497px) 100vw, 497px\" \/><\/p>\n<p>Glob\u0101lais robotiz\u0113t\u0101s procesu automatiz\u0101cijas (RPA) tirgus apjoms banku un finan\u0161u nozar\u0113 (BFSI)<a href=\"https:\/\/www.grandviewresearch.com\/industry-analysis\/robotic-process-automation-bfsi-market\"> 2023. gad\u0101<\/a> bija aptuveni<a href=\"https:\/\/www.grandviewresearch.com\/industry-analysis\/robotic-process-automation-bfsi-market\"> 860,75 miljoni ASV dol\u0101ru<\/a>. Anal\u012bti\u0137i prognoz\u0113, ka l\u012bdz 2030. gadam \u0161\u012b nozare pieaugs l\u012bdz gandr\u012bz 9 miljardiem ASV dol\u0101ru, sasniedzot 40% gada pieauguma tempu (CAGR).<\/p>\n<p>Zieme\u013camerika (45 %) un Eiropa (30 %) veido liel\u0101ko tirgus da\u013cu. Tom\u0113r \u0100zijas un Klus\u0101 oke\u0101na re\u0123ions tiek uzskat\u012bts par re\u0123ionu ar visliel\u0101ko izaugsmes potenci\u0101lu n\u0101kamaj\u0101 desmitgad\u0113.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Faktori_kas_ietekme_banku_un\"><\/span><strong>Faktori, kas ietekm\u0113 banku un  <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"finansu_procesu_automatizacija\"><\/span><strong>finan\u0161u procesu automatiz\u0101cija<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img data-dominant-color=\"37302c\" data-has-transparency=\"false\" style=\"--dominant-color: #37302c;\" decoding=\"async\" class=\"aligncenter size-full wp-image-66878 not-transparent\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/unit-testing-jpg.webp\" alt=\"vien\u012bbas test\u0113\u0161ana un faktori, kas ietekm\u0113 RPA finan\u0161u un banku nozar\u0113.\" width=\"290\" height=\"359\" srcset=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/unit-testing-jpg.webp 290w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/unit-testing-242x300.webp 242w\" sizes=\"(max-width: 290px) 100vw, 290px\" \/><\/p>\n<p>Banku un finan\u0161u tirgi bija agr\u012bnie <a href=\"https:\/\/www.zaptest.com\/lv\">programmat\u016bras test\u0113\u0161anas automatiz\u0101cijas r\u012bku<\/a> un <a href=\"https:\/\/www.zaptest.com\/lv\/pilniga-rokasgramata-par-robotizetu-procesu-automatizaciju-rpa\">RPA tehnolo\u0123iju<\/a> izmantot\u0101ji. Daudz\u0113j\u0101d\u0101 zi\u0146\u0101 t\u0101s bija ide\u0101li piem\u0113rotas \u0161ai tehnolo\u0123ijai, jo \u0161aj\u0101s nozar\u0113s tiek apstr\u0101d\u0101ts liels skaits atk\u0101rtojo\u0161u un uz noteikumiem balst\u012btu uzdevumu, piem\u0113ram, finan\u0161u dar\u012bjumi. Tom\u0113r pie\u0146em\u0161ana ir palielin\u0101jusies da\u017e\u0101du citu iemeslu d\u0113\u013c. \u0160eit ir da\u017ei no svar\u012bg\u0101kajiem.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Izmaksu_samazinasana\"><\/span><strong>1. Izmaksu samazin\u0101\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Ilgu laiku <a href=\"https:\/\/www.imf.org\/en\/Blogs\/Articles\/2023\/10\/16\/new-look-at-global-banks-highlights-risks-from-higher-for-longer-interest-rates\">bankas un finan\u0161u pakalpojumu uz\u0146\u0113mumi darboj\u0101s zemo vai pat negat\u012bvo procentu likmju laikmet\u0101<\/a>, t\u0101p\u0113c izmaksu taup\u012b\u0161ana bija priorit\u0101te. P\u0113d\u0113jos gados strauj\u0101 infl\u0101cija, iesp\u0113jams, ir main\u012bjusi \u0161o situ\u0101ciju, un daudzas centr\u0101l\u0101s bankas paaugstin\u0101ja procentu likmes l\u012bdz aptuveni 5%. Tom\u0113r ir ar\u012b citi \u0161\u0137\u0113r\u0161\u013ci, ar kuriem finan\u0161u uz\u0146\u0113mumiem ir j\u0101c\u012bn\u0101s.<\/p>\n<p>Neobanku un inovat\u012bvo FinTech uz\u0146\u0113mumu pieaugums ir rad\u012bjis nopietnu konkurenci finan\u0161u jom\u0101. \u0145emot v\u0113r\u0101 skaidras izmai\u0146as pat\u0113r\u0113t\u0101ju v\u0113lm\u0113s, finan\u0161u iest\u0101d\u0113m ir j\u0101samazina izmaksas, lai saglab\u0101tu konkur\u0113tsp\u0113ju. RPA pal\u012bdz komand\u0101m samazin\u0101t ikdienas pakalpojumu snieg\u0161anas izmaksas, vienlaikus nodro\u0161inot inovat\u012bvus produktus pat\u0113r\u0113t\u0101jiem.<\/p>\n<h3><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"2_Lielaks_regulativais_un_administrativais_slogs\"><\/span><strong>2. Liel\u0101ks regulat\u012bvais un administrat\u012bvais slogs<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u regulat\u012bvo standartu paaugstin\u0101\u0161ana p\u0113d\u0113jos gados rad\u012bja lielu probl\u0113mu finan\u0161u uz\u0146\u0113mumiem. Pien\u0101kumi &#8220;Paz\u012bsti savu klientu&#8221; (KYC) un nelikum\u012bgi ieg\u016btu l\u012bdzek\u013cu legaliz\u0101cijas nov\u0113r\u0161anas (AML) jom\u0101 ir uzliku\u0161i lielu administrat\u012bvo slogu finan\u0161u pakalpojumu uz\u0146\u0113mumiem, nepalielinot to pe\u013c\u0146u. Manu\u0101la atbilst\u012bbas nodro\u0161in\u0101\u0161ana ir d\u0101rga, atk\u0101rtojas un ir pak\u013cauta cilv\u0113cisk\u0101m k\u013c\u016bd\u0101m.<\/p>\n<p><a href=\"https:\/\/www.zaptest.com\/lv\/datorredzamiba-ir-programmaturas-testesanas-automatizacijas-nakotne-pagatnes-tagadnes-un-nakotnes-vesture\">RPA r\u012bki ar optisko rakstz\u012bmju atpaz\u012b\u0161anu (OCR)<\/a> un citi m\u0101ksl\u012bg\u0101 intelekta r\u012bki var no\u0146emt da\u013cu no \u0161\u012b sloga no bank\u0101m un samazin\u0101t atbilst\u012bbas nodro\u0161in\u0101\u0161anas izmaksas, piem\u0113ram, cilv\u0113kresursu izmaksas.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Klientu_pasapkalposanas\"><\/span><strong>3. Klientu pa\u0161apkalpo\u0161an\u0101s<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>P\u0113d\u0113jo desmit gadu laik\u0101 klientu v\u0113lmes ir iev\u0113rojami main\u012bju\u0161\u0101s. Tagad pat\u0113r\u0113t\u0101ji sagaida, ka viss tiks paveikts nekav\u0113joties, un vi\u0146iem nav laika uz\u0146\u0113mumam, kas var pal\u012bdz\u0113t tikai no 9 l\u012bdz 5 stund\u0101m. Protams, ir pieaugu\u0161as ne tikai klientu apkalpo\u0161anas pras\u012bbas. Pat\u0113r\u0113t\u0101ji v\u0113las ar\u012b \u0101trus l\u0113mumus par aizdevumiem un kontu pieteikumiem.<\/p>\n<p>RPA var pal\u012bdz\u0113t atrisin\u0101t visas \u0161\u012bs probl\u0113mas, automatiz\u0113jot lietojumprogrammas p\u0113c uz noteikumiem balst\u012btiem krit\u0113rijiem ar minim\u0101lu cilv\u0113ka mijiedarb\u012bbas nepiecie\u0161am\u012bbu un apstr\u0101d\u0101jot klientu piepras\u012bjumus.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Mazaks_risks\"><\/span><strong>4. Maz\u0101ks risks<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Bankas un finan\u0161u uz\u0146\u0113mumi neizb\u0113gami ir saist\u012bti ar lielu risku. Tom\u0113r \u0161\u012b riska mazin\u0101\u0161ana ir svar\u012bga labi vad\u012bta uz\u0146\u0113muma sast\u0101vda\u013ca. K\u013c\u016bdas var izrais\u012bt pat\u0113r\u0113t\u0101ju uztic\u012bbas zudumu un kait\u0113jumu reput\u0101cijai, savuk\u0101rt par k\u013c\u016bd\u0101m atbilst\u012bbas nodro\u0161in\u0101\u0161an\u0101 var tikt piem\u0113roti bargi finansi\u0101li sodi.<\/p>\n<p>RPA samazina cilv\u0113cisko k\u013c\u016bdu skaitu, pal\u012bdz iest\u0101d\u0113m saglab\u0101t atbilst\u012bbu, uzlabo datu precizit\u0101ti un apstr\u0101di, un, <a href=\"https:\/\/www.zaptest.com\/lv\/maksliga-intelekta-ietekme-uz-robotizeto-procesu-automatizaciju-visaptverosa-diskusija-par-maksliga-intelekta-un-rpa-konvergenci\">papildinot to ar ma\u0161\u012bnm\u0101c\u012b\u0161anos (ML)<\/a>, to var izmantot kr\u0101p\u0161anas atkl\u0101\u0161an\u0101.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Uznemejdarbibas_nepartrauktiba\"><\/span><strong>5. Uz\u0146\u0113m\u0113jdarb\u012bbas nep\u0101rtraukt\u012bba<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u iest\u0101d\u0113m ir b\u016btiska loma ekonomik\u0101, un jebk\u0101di pakalpojumu snieg\u0161anas trauc\u0113jumi var kait\u0113t reput\u0101cijai. Turkl\u0101t, t\u0101 k\u0101 \u0161o iest\u0101\u017eu r\u012bc\u012bb\u0101 ir sensit\u012bvi dati, t\u0101m ir saisto\u0161i noteikumi, kas aizsarg\u0101 pat\u0113r\u0113t\u0101jus un nodro\u0161ina finan\u0161u sist\u0113mas stabilit\u0101ti.<\/p>\n<p>RPA var b\u016bt da\u013ca no stabila darb\u012bbas nep\u0101rtraukt\u012bbas pl\u0101na (BCP) un nodro\u0161in\u0101t, ka tiek l\u012bdz minimumam samazin\u0101tas jebk\u0101das dabas katastrofu, \u0101rk\u0101rtas situ\u0101ciju, kiberdro\u0161\u012bbas uzbrukumu vai citu iemeslu izrais\u012btas d\u012bkst\u0101ves.<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Robotizetas_procesu_automatizacijas_prieksrocibas\"><\/span><strong>Robotiz\u0113t\u0101s procesu automatiz\u0101cijas priek\u0161roc\u012bbas  <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"in_finanses_un_banku_darbiba\"><\/span><strong>in finanses un banku darb\u012bba<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img data-dominant-color=\"7d776e\" data-has-transparency=\"false\" style=\"--dominant-color: #7d776e;\" decoding=\"async\" class=\"aligncenter size-full wp-image-66683 not-transparent\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/performance-jpg.webp\" alt=\"rpa tirgus apjoms vesel\u012bbas apr\u016bp\u0113\" width=\"478\" height=\"325\" srcset=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/performance-jpg.webp 478w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/performance-300x204.webp 300w\" sizes=\"(max-width: 478px) 100vw, 478px\" \/><\/p>\n<p><a href=\"https:\/\/www.zaptest.com\/rpa\">RPA risin\u0101jumu<\/a> ievie\u0161anai finan\u0161u pakalpojumu nozar\u0113 ir daudz priek\u0161roc\u012bbu. \u0160eit ir da\u017ei no svar\u012bg\u0101kajiem.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Ietaupiet_naudu\"><\/span><strong>#1. Ietaupiet naudu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Paredzams, ka tuv\u0101kajos gados RPA izmanto\u0161ana finan\u0161u nozar\u0113 turpin\u0101s pieaugt. RPA var automatiz\u0113t l\u012bdz pat <a href=\"https:\/\/www.accenture.com\/us-en\/services\/business-process-services\/intelligent-finance-accounting\">80 % uzdevumu finan\u0161u sektor\u0101<\/a>, kas organiz\u0101cij\u0101m sniedz neticamas izmaksu ietaup\u012bjuma iesp\u0113jas.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Lielaka_apmierinatiba_ar_darbu\"><\/span><strong>#2. Liel\u0101ka apmierin\u0101t\u012bba ar darbu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u sektor\u0101 ir daudz atk\u0101rtojo\u0161u un ikdieni\u0161\u0137u uzdevumu, kas liek darbiniekiem justies bez iedvesmas, garlaikotiem un nenov\u0113rt\u0113tiem. <a href=\"https:\/\/www.zaptest.com\/lv\/rpa-riki-top-31-labaka-robotizeta-procesa-automatizacijas-programmatura-tirgu\">RPA r\u012bki<\/a> var p\u0101r\u0146emt \u0161os uz noteikumiem balst\u012btos darbus un pav\u0113rt durvis saisto\u0161\u0101kiem un rado\u0161\u0101kiem uzdevumiem, kas pal\u012bdz darbiniekiem justies vair\u0101k saist\u012btiem ar visp\u0101r\u0113jo organiz\u0101cijas misiju.<\/p>\n<p>Liel\u0101ka apmierin\u0101t\u012bba ar darbu noz\u012bm\u0113 liel\u0101ku darbinieku notur\u012bbu. RPA ir j\u0101b\u016bt \u0161\u012bs strat\u0113\u0123ijas sast\u0101vda\u013cai.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Atbilstiba_normativo_aktu_prasibam\"><\/span><strong>#3. Atbilst\u012bba normat\u012bvo aktu pras\u012bb\u0101m<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u pakalpojumu nozarei ir vienas no stingr\u0101kaj\u0101m regulat\u012bvaj\u0101m pras\u012bb\u0101m jebkur\u0101 nozar\u0113. \u0160o noteikumu neiev\u0113ro\u0161ana var novest pie lieliem naudas sodiem, licences zaud\u0113\u0161anas un reput\u0101cijas zaud\u0113jumiem, no kuriem ir gr\u016bti atg\u016bties. RPA pal\u012bdz komand\u0101m izpild\u012bt \u0161os past\u0101v\u012bgi main\u012bgos standartus.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Merogojamiba\"><\/span><strong>#4. M\u0113rogojam\u012bba<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Neobankas un FinTech uz\u0146\u0113mumi finan\u0161u pakalpojumu jaunuz\u0146\u0113mumu jom\u0101 bie\u017ei vien strauji att\u012bst\u0101s, pateicoties vilino\u0161iem stimuliem. Tom\u0113r \u0161\u012b izaugsme var rad\u012bt probl\u0113mas, piem\u0113ram, darbinieku tr\u016bkumu. RPA pal\u012bdz p\u0101rvar\u0113t \u0161os ierobe\u017eojumus, izmantojot digit\u0101lo darbasp\u0113ku, kas var tikt gal\u0101 ar liel\u0101ku darba slodzi.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"RPA_banku_pakalpojumu_izmantosanas_gadijumi\"><\/span><strong>RPA banku pakalpojumu izmanto\u0161anas gad\u012bjumi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img data-dominant-color=\"46423d\" data-has-transparency=\"false\" style=\"--dominant-color: #46423d;\" decoding=\"async\" class=\"aligncenter size-full wp-image-66605 not-transparent\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/api-testing-jpg.webp\" alt=\"rpa izmanto\u0161anas gad\u012bjumi finan\u0161u un banku nozar\u0113\" width=\"298\" height=\"384\" srcset=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/api-testing-jpg.webp 298w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/api-testing-233x300.webp 233w\" sizes=\"(max-width: 298px) 100vw, 298px\" \/><\/p>\n<p>Banku un finan\u0161u jom\u0101 ir daudz lielisku <a href=\"https:\/\/www.zaptest.com\/lv\/15-labakie-rpa-robotizetas-procesu-automatizacijas-izmantosanas-gadijumi-pa-nozarem-finanses-veselibas-aprupe-cilvekresursi-gramatvediba-razosana-un-citas\">RPA izmanto\u0161anas gad\u012bjumu<\/a>. Da\u017eas no t\u0101m ir tie\u0161i saist\u012btas ar banku pamatdarb\u012bb\u0101m, bet citas pal\u012bdz veikt administrat\u012bvus vai ar klientiem saist\u012btus uzdevumus.<\/p>\n<p>&nbsp;<\/p>\n<p>\u0160eit ir devi\u0146i lab\u0101kie robotiz\u0113t\u0101s procesu automatiz\u0101cijas izmanto\u0161anas gad\u012bjumi banku un finan\u0161u jom\u0101.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Klientu_uznemsana_darba\"><\/span><strong>#1. Klientu uz\u0146em\u0161ana darb\u0101<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Klientu uz\u0146em\u0161ana darb\u0101 ir viens no lab\u0101kajiem <a href=\"https:\/\/www.zaptest.com\/lv\/kas-ir-rpa-robotizeta-procesu-automatizacijas-programmatura\">RPA<\/a> izmanto\u0161anas gad\u012bjumiem m\u016bsdienu banku laikmet\u0101. Neobanku un FinTech uz\u0146\u0113mumu par\u0101d\u012b\u0161an\u0101s ir aizs\u0101kusi jaunu digit\u0101lo banku \u0113ru. Ie\u0161ana fili\u0101l\u0113, lai atv\u0113rtu jaunu kontu, strauji iziet no modes. M\u016bsdienu pat\u0113r\u0113t\u0101ji v\u0113las visu izdar\u012bt sav\u0101 lietotn\u0113.<\/p>\n<p>Protams, p\u0101reja uz att\u0101lin\u0101tu konta atv\u0113r\u0161anu ir saist\u012bta ar sav\u0101m probl\u0113m\u0101m. Klientiem ir j\u0101aug\u0161upiel\u0101d\u0113 dokumenti un dokument\u0101cija, k\u0101 ar\u012b j\u0101p\u0101rbauda kred\u012btsp\u0113ja. Turkl\u0101t vi\u0146u inform\u0101cija ir j\u0101iel\u0101d\u0113 bankas sist\u0113m\u0101s.<\/p>\n<p><a href=\"https:\/\/www.zaptest.com\/lv\/10-procesi-lietojumprogrammas-un-operacijas-ar-kuram-rpa-robotizeta-procesu-automatizacija-var-tikt-gala-un-kuras-var-automatizet\">RPA pal\u012bdz visos \u0161ajos procesos<\/a>, tostarp sazi\u0146\u0101 ar klientiem, dokumentu apstr\u0101d\u0113, identit\u0101tes verifik\u0101cij\u0101, kred\u012btu p\u0101rbaud\u0113s, datu ievad\u0113, kontu atjaunin\u0101\u0161an\u0101 un citur. T\u0101 ir \u0101tra, m\u0113rogojama, rentabla un atbilst pat\u0113r\u0113t\u0101ju piepras\u012bjumam p\u0113c pa\u0161apkalpo\u0161an\u0101s.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Aizdevumu_pieteikumu_apstrade\"><\/span><strong>#2. Aizdevumu pieteikumu apstr\u0101de<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Aizdevumu pieteikumu apstr\u0101de ir lielisks RPA piem\u0113rs banku nozar\u0113. Lai mazin\u0101tu zaud\u0113jumus, \u0161ajos procesos ir r\u016bp\u012bgi j\u0101p\u0101rbauda dokumenti un klientu dati. Tom\u0113r, lai saglab\u0101tu konkur\u0113tsp\u0113ju, \u0161\u012b r\u016bp\u012bba ir j\u0101kompens\u0113 ar \u0101tru l\u0113mumu pie\u0146em\u0161anu.<\/p>\n<p>RPA pal\u012bdz, izmantojot optisko rakstz\u012bmju atpaz\u012b\u0161anu (OCR) un <a href=\"https:\/\/www.zaptest.com\/lv\/inteligenta-procesu-automatizacija-vs-rpa-atskiribas-kopigas-iezimes-riki-un-krustojumi-parklasanas\">inteli\u0123ento dokumentu apstr\u0101di<\/a> (IDP), lai analiz\u0113tu dokumentus, ieg\u016btu datus un sal\u012bdzin\u0101tu inform\u0101ciju ar iek\u0161\u0113jiem dokumentiem, lai apstiprin\u0101tu vai noraid\u012btu aizdevumus. RPA nodro\u0161ina \u0101trumu un precizit\u0101ti, ko pat\u0113r\u0113t\u0101ji ir gaid\u012bju\u0161i no digit\u0101l\u0101s bankas.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Automatizets_klientu_atbalsts\"><\/span><strong>#3. Automatiz\u0113ts klientu atbalsts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Turpinot klientu pa\u0161apkalpo\u0161an\u0101s tendenci, bank\u0101m ir j\u0101atrod veidi, k\u0101 nodro\u0161in\u0101t klientiem \u0101tru, vienm\u0113r pieejamu daudzkan\u0101lu atbalstu. RPA var pal\u012bdz\u0113t \u0161aj\u0101 proces\u0101 da\u017e\u0101dos veidos. Vispirms, klientu apkalpo\u0161anas roboti var sniegt izsmalcin\u0101tas un kontekstu\u0101las konsult\u0101cijas klientiem. T\u0101s var b\u016bt gan pavisam vienk\u0101r\u0161as saites uz bie\u017ei uzdotiem jaut\u0101jumiem vai zin\u0101\u0161anu b\u0101z\u0113m, gan pilnv\u0113rt\u012bgas, <a href=\"https:\/\/www.zaptest.com\/copilots-and-generative-ais-impact-in-rpa-and-software-testing-present-future\">ar m\u0101ksl\u012bgo intelekta robottehnolo\u0123iju atbalst\u012btas \u0123enerat\u012bvas<\/a> sarunas.<\/p>\n<p>Turkl\u0101t RPA roboti var pal\u012bdz\u0113t atrisin\u0101t klientu probl\u0113mas, apkopojot datus un dokument\u0101ciju, nos\u016btot bi\u013cetes attiec\u012bgajiem departamentiem un nodro\u0161inot automatiz\u0113tu sazi\u0146u ar lietot\u0101jiem probl\u0113mas risin\u0101\u0161anas laik\u0101. Apvienojum\u0101 ar m\u0101ksl\u012bgo intelektu un datu anal\u012bzi RPA r\u012bki var pal\u012bdz\u0113t nodro\u0161in\u0101t personaliz\u0113t\u0101ku apkalpo\u0161anu, kas pal\u012bdz veidot uztic\u012bbu.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_Parskatu_generesana\"><\/span><strong>#4. P\u0101rskatu \u0123ener\u0113\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>RPA banku nozarei pal\u012bdz apmierin\u0101t finan\u0161u pakalpojumu vajadz\u012bbas p\u0101rskatu sagatavo\u0161an\u0101. Savienojoties ar da\u017e\u0101d\u0101m datub\u0101z\u0113m un izkl\u0101jlap\u0101m, darbinieki var izmantot RPA r\u012bkus, lai ieg\u016btu inform\u0101ciju re\u0101llaik\u0101, t\u0101d\u0113j\u0101di ieg\u016bstot atjaunin\u0101tus p\u0101rskatus, kas nodro\u0161ina augstu p\u0101rredzam\u012bbu.<\/p>\n<p>Izmantojot RPA r\u012bkus, viss p\u0101rskatu sagatavo\u0161anas cikls k\u013c\u016bst \u0101tr\u0101ks, jo tie pal\u012bdz automatiz\u0113t datu v\u0101k\u0161anu, apkopot inform\u0101ciju, \u0123ener\u0113t p\u0101rskatus un izplat\u012bt gala produktu attiec\u012bgajiem pir\u0101tiem.<\/p>\n<p>RPA \u0123ener\u0113tie p\u0101rskati ir \u0101tr\u0101ki, bez k\u013c\u016bd\u0101m un rentabli. Turkl\u0101t RPA sist\u0113mas var ieviest, dom\u0101jot par atbilst\u012bbu, un, ja t\u0101s ir apvienotas ar m\u0101ksl\u012bg\u0101 intelekta r\u012bkiem, t\u0101s var pal\u012bdz\u0113t ar\u012b anal\u012bz\u0113 un l\u0113mumu pie\u0146em\u0161an\u0101.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Krapsanas_atklasana\"><\/span><strong>#5. Kr\u0101p\u0161anas atkl\u0101\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Ir vair\u0101ki veidi, k\u0101 RPA var pal\u012bdz\u0113t finan\u0161u uz\u0146\u0113mumiem atkl\u0101t kr\u0101p\u0161anu. RPA r\u012bki var v\u0101kt un apkopot datus, lai atvieglotu mode\u013cu atpaz\u012b\u0161anu. To var izmantot ar\u012b re\u0101llaika uzraudz\u012bbai, br\u012bdin\u0101jumu nos\u016bt\u012b\u0161anai un noteikumu izpildei, pamatojoties uz noteiktiem konstat\u0113jumiem vai nosac\u012bjumiem.<\/p>\n<p>RPA re\u0101lais sp\u0113ks kr\u0101p\u0161anas atkl\u0101\u0161an\u0101 sl\u0113pjas <a href=\"https:\/\/www.zaptest.com\/lv\/maksliga-intelekta-ietekme-uz-robotizeto-procesu-automatizaciju-visaptverosa-diskusija-par-maksliga-intelekta-un-rpa-konvergenci\">t\u0101s integr\u0101cij\u0101 ar m\u0101ksl\u012bgo intelektu<\/a> un jo \u012bpa\u0161i ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s algoritmiem, kas var analiz\u0113t milz\u012bgus datu apjomus, lai atkl\u0101tu anom\u0101lijas. P\u0113c tam \u0161ie RPA roboti var izcelt gad\u012bjumus, kurus j\u0101p\u0101rbauda cilv\u0113kam, \u013caujot bank\u0101m un finan\u0161u iest\u0101d\u0113m samazin\u0101t ar kr\u0101p\u0161anu saist\u012btos riskus un zaud\u0113jumus.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"6_Atbilstiba\"><\/span><strong>#6. Atbilst\u012bba<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Ties\u012bbu aktu iev\u0113ro\u0161ana banku un finan\u0161u nozar\u0113 ir tik aktu\u0101la probl\u0113ma, ka p\u0113d\u0113jos gados ir rad\u012bta vesela virkne tehnolo\u0123iju, lai risin\u0101tu \u0161o probl\u0113mu. <a href=\"https:\/\/www.computerweekly.com\/news\/366541692\/Annual-spend-on-regtech-to-reach-more-than-200bn-by-2028\">L\u012bdz 2028. gadam<\/a> specializ\u0113to <a href=\"https:\/\/www.computerweekly.com\/news\/366541692\/Annual-spend-on-regtech-to-reach-more-than-200bn-by-2028\">regul\u0113\u0161anas tehnolo\u0123iju (RegTech) r\u012bku izdevumi sasniegs 200 miljardus ASV dol\u0101ru<\/a>. Tom\u0113r RPA var atrisin\u0101t daudzas no \u0161\u012bm probl\u0113m\u0101m.<\/p>\n<p>RPA r\u012bki finan\u0161u regul\u0113juma atbilst\u012bbas nodro\u0161in\u0101\u0161anai var pal\u012bdz\u0113t apkopot datus p\u0101rskatu sagatavo\u0161anai, un rev\u012bzijas izsekojumi ir lieliski piem\u0113roti p\u0101rredzam\u012bbas nodro\u0161in\u0101\u0161anai. Turkl\u0101t RPA ir lieliska iesp\u0113ja datu p\u0101rvald\u012bbai un anonimiz\u0101cijai, pilnvaroto personu apstiprin\u0101\u0161anai un visp\u0101r\u0113jai kiberdro\u0161\u012bbai.<\/p>\n<p>Kopum\u0101 regul\u0113juma pras\u012bbu iev\u0113ro\u0161ana ir d\u0101rga un laikietilp\u012bga. RPA r\u012bki \u013cauj komand\u0101m atbr\u012bvoties no sloga, automatiz\u0113jot atk\u0101rtotus KYC un AML uzdevumus. Tas ir k\u0101 rad\u012bts debes\u012bs.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"7_Maksajumu_apstrade\"><\/span><strong>#7. Maks\u0101jumu apstr\u0101de<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>L\u012bdz\u012bgi k\u0101 RPA gr\u0101matved\u012bb\u0101, ar\u012b finan\u0161u pakalpojumu organiz\u0101cijas var automatiz\u0113t daudzus ikdien\u0101 veicamos maks\u0101jumu un p\u0101rskait\u012bjumu dar\u012bjumus, nodro\u0161inot, ka tie tiek veikti \u0101tri un bez k\u013c\u016bd\u0101m. <a href=\"https:\/\/www.zaptest.com\/lv\/rpa-tehnologija-pagatnes-tagadnes-un-nakotnes-apskats\">RPA<\/a> sp\u0113j automatiz\u0113t liela apjoma un atk\u0101rtojo\u0161os uzdevumus, un maks\u0101jumu apstr\u0101de noteikti atbilst \u0161iem parametriem.<\/p>\n<p>RPA r\u012bki var inici\u0113t maks\u0101jumus, dot nor\u0101d\u012bjumus maks\u0101jumu apstr\u0101des programmat\u016brai, nos\u016bt\u012bt saska\u0146o\u0161anas datus un pat atrisin\u0101t klientu str\u012bdus. Ar\u012b \u0161aj\u0101 gad\u012bjum\u0101 runa ir par precizit\u0101ti, efektivit\u0101ti un cilv\u0113cisko k\u013c\u016bdu samazin\u0101\u0161anu. Pareizi iestat\u012bti maks\u0101jumi var ar\u012b pal\u012bdz\u0113t izpild\u012bt atbilst\u012bbas standartus, vienlaikus \u013caujot papla\u0161in\u0101t finan\u0161u pakalpojumu biznesu, lai to var\u0113tu viegli papla\u0161in\u0101t.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"8_Automatizeta_konta_slegsana\"><\/span><strong>#8. Automatiz\u0113ta konta sl\u0113g\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Nevienai bankai vai finan\u0161u iest\u0101dei nepat\u012bk, ka klients aiziet, un da\u013c\u0113ji tas ir saist\u012bts ar papildu administrat\u012bvo darbu, ko tas rada. Tom\u0113r RPA r\u012bki var padar\u012bt \u0161o procesu efekt\u012bv\u0101ku, rentabl\u0101ku un atbilsto\u0161\u0101ku. Bankas var izmantot RPA, lai apkopotu klientu inform\u0101ciju no da\u017e\u0101diem avotiem un pl\u0101notu kontu p\u0101rbaudi, p\u0101rbaudot atlikumus, dokumentus un konta statusu.<\/p>\n<p>Sl\u0113dzot kontu, bie\u017ei vien ir j\u0101veic l\u012bdzek\u013cu p\u0101rskait\u012bjumi uz jauniem galam\u0113r\u0137iem un j\u0101inform\u0113 tre\u0161\u0101s personas. Ar\u012b \u0161aj\u0101 gad\u012bjum\u0101 RPA ir labi piem\u0113rota \u0161o uzdevumu automatiz\u0113\u0161anai. Visbeidzot, finan\u0161u pakalpojumu uz\u0146\u0113mumi var ar\u012b sagatavot attiec\u012bgo dokument\u0101ciju un dokumentus un atjaunin\u0101t klientu datub\u0101zes, lai atspogu\u013cotu visas izmai\u0146as.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"9_Darbinieku_vadiba\"><\/span><strong>#9. Darbinieku vad\u012bba<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u pakalpojumi izmanto <a href=\"https:\/\/www.zaptest.com\/lv\/robotizeta-procesu-automatizacija-rpa-cilvekresursos-rpa-gadijumu-izpete-piemeri-ieguvumi-un-izaicinajumi-cilvekresursu-joma\">RPA r\u012bkus visda\u017e\u0101d\u0101kajiem ar cilv\u0113kresursiem saist\u012btiem uzdevumiem<\/a>, s\u0101kot no izdevumu p\u0101rvald\u012bbas automatiz\u0113\u0161anas l\u012bdz darbinieku uz\u0146em\u0161anai darb\u0101 un darba rezult\u0101tu p\u0101rskat\u012b\u0161anai. T\u0101 k\u0101 uz finan\u0161u iest\u0101d\u0113m tiek izdar\u012bts spiediens racionaliz\u0113t pakalpojumus un samazin\u0101t izmaksas, RPA ir elegants risin\u0101jums, lai samazin\u0101tu ar darbinieku p\u0101rvald\u012bbu saist\u012bt\u0101s izmaksas.<\/p>\n<p>RPA pal\u012bdz komand\u0101m automatiz\u0113t algu sarakstu, pabalstus un p\u0101rvald\u012bt slim\u012bbas atva\u013cin\u0101jumus, vienlaikus iev\u0113rojot nepiecie\u0161amos standartus un nodro\u0161inot darbiniekiem \u0101tru pa\u0161apkalpo\u0161an\u0101s iesp\u0113ju. Ieguvums ir liel\u0101ka darbinieku pieredze, kas pal\u012bdz uzlabot apmierin\u0101t\u012bbu ar darbu un lojalit\u0101ti.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"RPA_finansu_pakalpojumu_joma\"><\/span><strong>RPA finan\u0161u pakalpojumu jom\u0101<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img data-dominant-color=\"37302c\" data-has-transparency=\"false\" style=\"--dominant-color: #37302c;\" decoding=\"async\" class=\"aligncenter size-full wp-image-66878 not-transparent\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/unit-testing-jpg.webp\" alt=\"vien\u012bbas test\u0113\u0161ana un faktori, kas ietekm\u0113 RPA finan\u0161u un banku nozar\u0113.\" width=\"290\" height=\"359\" srcset=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/unit-testing-jpg.webp 290w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/09\/unit-testing-242x300.webp 242w\" sizes=\"(max-width: 290px) 100vw, 290px\" \/><\/p>\n<p>Protams, dzird\u0113t par RPA izmanto\u0161anas gad\u012bjumiem finan\u0161u un banku nozar\u0113 ir viena lieta, bet saprast, k\u0101 \u0161\u012b tehnolo\u0123ija ir pielietota \u0161aj\u0101 nozar\u0113 un k\u0101dus taust\u0101mus ieguvumus t\u0101 ir devusi organiz\u0101cij\u0101m, ir p\u0101rliecino\u0161\u0101kais veids, k\u0101 nov\u0113rt\u0113t RPA ietekmi.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Gadijuma_izpete_Nr_1_Cilveka_kludas_noversana\"><\/span><strong>Gad\u012bjuma izp\u0113te Nr. 1: Cilv\u0113ka k\u013c\u016bdas nov\u0113r\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Glob\u0101lam finan\u0161u pakalpojumu uz\u0146\u0113mumam ar gandr\u012bz 240 000 darbinieku vair\u0101k nek\u0101 150 valst\u012bs bija steidzami nepiecie\u0161ams racionaliz\u0113t darba pl\u016bsmas un samazin\u0101t ar manu\u0101liem uzdevumiem saist\u012bt\u0101s cilv\u0113cisk\u0101s k\u013c\u016bdas. Viena no probl\u0113m\u0101m, ar ko vi\u0146iem n\u0101c\u0101s saskarties, bija daudzveid\u012bgais pakalpojumu kl\u0101sts, ko vi\u0146i pied\u0101v\u0101ja, tostarp rev\u012bzijas, nodok\u013cu konsult\u0101cijas, cilv\u0113kresursu, kiberdro\u0161\u012bbas un dar\u012bjumu p\u0101rvald\u012bbas pakalpojumi.<\/p>\n<p>Tom\u0113r bija ar\u012b citi parametri. Uz\u0146\u0113mums nev\u0113l\u0113j\u0101s kapit\u0101li p\u0101rveidot savu pa\u0161reiz\u0113jo IT sist\u0113mu vai rad\u012bt p\u0101r\u0101k lielus trauc\u0113jumus darb\u012bbas nep\u0101rtraukt\u012bbai.<\/p>\n<p>Uz\u0146\u0113mums sapulcin\u0101ja da\u017e\u0101das ieinteres\u0113t\u0101s puses un IT darbiniekus organiz\u0101cij\u0101 un izveidoja starpfunkcion\u0101lu komandu, lai apkopotu pras\u012bbas un noteiktu darba pl\u016bsmas un biznesa procesus, kurus var\u0113tu automatiz\u0113t. Vi\u0146i identific\u0113ja atk\u0101rtotus uzdevumus ar augstu cilv\u0113kkk\u013c\u016bdu \u012bpatsvaru un projektam noteica \u010detrus galvenos rezultat\u012bvos r\u0101d\u012bt\u0101jus, tostarp \u0101trumu, datu kvalit\u0101ti, autonomiju un ietekmi uz produktu.<\/p>\n<p>\u012asteno\u0161ana ilga aptuveni tr\u012bs m\u0113ne\u0161us, un l\u012bdz t\u0101s beig\u0101m komanda bija izveidojusi RPA robotu, kas tr\u012bs reizes dien\u0101 apmain\u012bj\u0101s ar datiem ar neskait\u0101m\u0101m sist\u0113m\u0101m. Projekts \u013c\u0101va ietaup\u012bt 100 000 darba stundu gad\u0101 un 800 miljonus ASV dol\u0101ru, vienlaikus samazinot cilv\u0113cisko k\u013c\u016bdu rad\u012bt\u0101s probl\u0113mas.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_gadijuma_izpete_aizdevumu_apstrades_paatrinasana\"><\/span><strong>2. gad\u012bjuma izp\u0113te: aizdevumu apstr\u0101des pa\u0101trin\u0101\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>K\u0101da paz\u012bstama ASV banka sa\u0146\u0113ma vair\u0101k nek\u0101 10 000 aizdevumu pieteikumu m\u0113nes\u012b. \u0160o aizdevumu apstr\u0101dei bija nepiecie\u0161ams 50 darbinieku darbs, kas ietv\u0113ra aizdevumu pieteikumu izskat\u012b\u0161anu, klientu datu apkopo\u0161anu un p\u0101rbaudi, k\u0101 ar\u012b galu gal\u0101 aizdevuma pie\u0146em\u0161anu vai atteik\u0161anu. Tom\u0113r, \u0146emot v\u0113r\u0101 bankas atkar\u012bbu no mantot\u0101s programmat\u016bras sist\u0113mas, bija j\u0101risina papildu sare\u017e\u0123\u012bt\u012bbas jaut\u0101jums.<\/p>\n<p>P\u0113c r\u016bp\u012bgas pl\u0101no\u0161anas banka izmantoja RPA, lai automatiz\u0113tu visu aizdevumu procesu. RPA r\u012bki nolas\u012bja un ieguva datus no pieteikumiem un p\u0101rbaud\u012bja to atbilst\u012bbu bankas aizdevumu politikai un attiec\u012bgajam regul\u0113jumam. P\u0113c tam sist\u0113ma var lemt par aizdevuma atbilst\u012bbu.<\/p>\n<p>Ievie\u0161ot RPA risin\u0101jumu, banka iev\u0113rojami uzlaboja gan aizdevumu apstr\u0101des precizit\u0101ti, gan \u0101trumu. Pieteikumu apstr\u0101de tika samazin\u0101ta par 80 %, piln\u012bb\u0101 samazinot cilv\u0113cisko k\u013c\u016bdu skaitu. Paaugstin\u0101t\u0101 efektivit\u0101te samazin\u0101ja cilv\u0113kresursu skaitu par 70 %, vienlaikus nodro\u0161inot bankas atbilst\u012bbu normat\u012bvajiem aktiem.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_gadijuma_izpete_Normativa_sloga_izpilde\"><\/span><strong>3. gad\u012bjuma izp\u0113te: Normat\u012bv\u0101 sloga izpilde<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Apvienotaj\u0101 Karalist\u0113 b\u0101z\u0113ta starptautiska banka sask\u0101r\u0101s ar regulat\u012bvo spiedienu aizst\u0101t vienu no saviem produktiem. T\u0101m bija vec\u0101s kred\u012btkartes, kas klientiem nodro\u0161in\u0101ja punktus un balvas. Tom\u0113r vajadz\u012bbu p\u0101riet uz jaunu modeli, lai 1,4 miljoni klientu izv\u0113l\u0113tos jaunus produktus, nebija iesp\u0113jams veikt manu\u0101li.<\/p>\n<p>Procesi, kas bija j\u0101automatiz\u0113, ietv\u0113ra sazi\u0146as nos\u016bt\u012b\u0161anu klientiem par izmai\u0146\u0101m, klientu l\u0113mumu apstr\u0101di, datu atjaunin\u0101\u0161anu uz\u0146\u0113muma sist\u0113m\u0101s un izmai\u0146u re\u0123istr\u0113\u0161anu, lai nodro\u0161in\u0101tu atbilst\u012bbu rev\u012bzijas pras\u012bb\u0101m. Tom\u0113r bija laika un bud\u017eeta ierobe\u017eojumi, kas rad\u012bja papildu \u0161\u0137\u0113r\u0161\u013cus, kas bija j\u0101p\u0101rvar.<\/p>\n<p>Banka CRM sist\u0113mai ieviesa backend SQL datub\u0101zi un izveidoja datub\u0101zi, kas var\u0113ja aptvert visus scen\u0101rijus, kuri var\u0113ja pal\u012bdz\u0113t l\u0113mumu pie\u0146em\u0161an\u0101. Turkl\u0101t vi\u0146i automatiz\u0113ja produktu p\u0101rsl\u0113g\u0161anas posmus, tostarp sazi\u0146u un atgriezenisko saiti. Visbeidzot, vi\u0146i izveidoja administratoru port\u0101lu, lai p\u0101rvald\u012btu p\u0101rskatu izg\u016b\u0161anu.<\/p>\n<p>Gal\u012bgie rezult\u0101ti ietv\u0113ra 1,2 miljonu sterli\u0146u m\u0101rci\u0146u ietaup\u012bjumu gad\u0101, 18 pilna laika darbinieku pie\u0146em\u0161anu darb\u0101, precizit\u0101tes palielin\u0101\u0161anu l\u012bdz 100 % un atbilst\u012bbu normat\u012bvaj\u0101m pras\u012bb\u0101m.<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Izaicinajumi_ar_kuriem_saskaras_robotizeti_procesi\"><\/span><strong>Izaicin\u0101jumi, ar kuriem saskaras robotiz\u0113ti procesi  <\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Automatizacija_banku_un_finansu_nozare\"><\/span><strong>Automatiz\u0101cija banku un finan\u0161u nozar\u0113<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-29407\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2022\/07\/challenges-load-testing-1024x683.jpeg\" alt=\"izaicin\u0101jumi slodzes test\u0113\u0161ana un RPA\" width=\"693\" height=\"462\"><\/p>\n<p>Automatiz\u0101cijas ievie\u0161ana banku un finan\u0161u komand\u0101m ir saist\u012bta ar da\u017eiem specifiskiem izaicin\u0101jumiem, kas saist\u012bti ar abu nozaru kult\u016bru un darba pl\u016bsm\u0101m.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Mantota_infrastruktura\"><\/span><strong>#1. Mantot\u0101 infrastrukt\u016bra<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u nozarei ir labi nopeln\u012bta reput\u0101cija par sentiment\u0101lu attieksmi pret IT tehnolo\u0123ij\u0101m. Paties\u012bb\u0101 2020. gadu s\u0101kum\u0101 vair\u0101k nek\u0101 <a href=\"https:\/\/fortune.com\/2023\/09\/26\/github-ceo-wall-street-relies-software-developed-ai-next-financial-crisis-thomas-dohmke\/\">40 % lielo ASV finan\u0161u iest\u0101\u017eu joproj\u0101m izmantoja programmat\u016bru, kas veidota, izmantojot <\/a>1959. gad\u0101 izgudroto programm\u0113\u0161anas valodu <a href=\"https:\/\/fortune.com\/2023\/09\/26\/github-ceo-wall-street-relies-software-developed-ai-next-financial-crisis-thomas-dohmke\/\">COBOL (Common Business Oriented Language <\/a>). Turkl\u0101t daudzi uz\u0146\u0113mumi datu apstr\u0101dei joproj\u0101m izmanto mainstreima datorus.<\/p>\n<p>RPA ir efekt\u012bvs r\u012bks, kas pal\u012bdz integr\u0113t mantot\u0101s sist\u0113mas ar m\u016bsdien\u012bg\u0101m m\u0101ko\u0146programm\u0101m un API. To var izmantot ar\u012b, lai p\u0101rvietotu datus no \u0161\u012bm novecoju\u0161aj\u0101m sist\u0113m\u0101m un samazin\u0101tu uztur\u0113\u0161anas izmaksas, kas saist\u012btas ar mantotaj\u0101m tehnolo\u0123ij\u0101m.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Procesu_standartizacija\"><\/span><strong>#2. Procesu standartiz\u0101cija<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Atkar\u012bb\u0101 no kult\u016bras, darbiniekiem un liel\u0101s mantoto sist\u0113mu koncentr\u0101cijas uz\u0146\u0113muma arhitekt\u016br\u0101 finan\u0161u iest\u0101d\u0113m ir savas darba pl\u016bsmas un procesi, kas bie\u017ei vien ir da\u017e\u0101d\u0101s noda\u013c\u0101s. M\u0113\u0123in\u0101jumiem ieviest RPA risin\u0101jumus b\u016bs nepiecie\u0161ama sadarb\u012bba starp departamentiem un procesu standartiz\u0101cija.<\/p>\n<p>Daudz\u0113j\u0101d\u0101 zi\u0146\u0101 procesu standartiz\u0101cija ir tikai da\u013ca no efektivit\u0101tes paaugstin\u0101\u0161anas. Ja divi departamenti vai komandas locek\u013ci dara vienu un to pa\u0161u lietu \u013coti at\u0161\u0137ir\u012bgos veidos, viens no tiem laika vai resursu izmanto\u0161anas zi\u0146\u0101 b\u016bs maz\u0101k efekt\u012bvs nek\u0101 otrs. Procesu standartiz\u0113\u0161ana noz\u012bm\u0113, ka organiz\u0101cijas ir gatavas izmantot RPA risin\u0101jumu priek\u0161roc\u012bbas.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Mits_par_sudraba_lodi\"><\/span><strong>#3. M\u012bts par sudraba lodi<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Deloitte nor\u0101da, ka past\u0101v risks, ka finan\u0161u organiz\u0101cijas uzskata, ka kognit\u012bv\u0101 RPA b\u016bs <a href=\"https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/us\/Documents\/process-and-operations\/us-cons-automation-driven-transformation.pdf\">&#8220;sudraba lode&#8221; <\/a>, ko var &#8220;piem\u0113rot fundament\u0101li saboj\u0101tam procesam, cerot, ka tas atrisin\u0101sies pats no sevis&#8221;.<\/p>\n<p>Paties\u012bb\u0101 jebkuras RPA sist\u0113mas ievie\u0161anai ir nepiecie\u0161ama r\u016bp\u012bga pras\u012bbu apkopo\u0161ana un pl\u0101no\u0161ana. Konsult\u0101cijas ar RPA ekspertu var atrisin\u0101t daudzas probl\u0113mas, kas saist\u012btas ar \u0161\u012bs tehnolo\u0123ijas ievie\u0161anu jau t\u0101 sare\u017e\u0123\u012bt\u0101 ekosist\u0113m\u0101.<\/p>\n<h3><\/h3>\n<h3><span class=\"ez-toc-section\" id=\"4_Atbilstiba_tiesibu_aktiem\"><\/span><strong>#4. Atbilst\u012bba ties\u012bbu aktiem<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Finan\u0161u pakalpojumi ir viena no visstingr\u0101k reglament\u0113taj\u0101m nozar\u0113m, kur\u0101 ir noteikumi par konfidenci\u0101lu datu apstr\u0101di un pat risku. T\u0101p\u0113c visiem RPA risin\u0101jumiem b\u016bs j\u0101iek\u013caujas \u0161ajos ierobe\u017eojumos un j\u0101nodro\u0161ina atbilst\u012bba normat\u012bvajiem aktiem.<\/p>\n<p>RPA ir labs kandid\u0101ts \u0161iem scen\u0101rijiem, jo par katru procesu ir pieejami ieraksti, kas ir b\u016btiski finan\u0161u rev\u012bzij\u0101m. Turkl\u0101t, lai gan noteikumi past\u0101v\u012bgi main\u0101s un tiek atjaunin\u0101ti, RPA nodro\u0161ina elast\u012bbu, lai piel\u0101gotos jaunajiem noteikumiem. Visbeidzot, automatiz\u0101cija var pal\u012bdz\u0113t nodro\u0161in\u0101t, ka sensit\u012bvi finan\u0161u un personas dati nav pieejami cilv\u0113ku ac\u012bm, t\u0101d\u0113j\u0101di nodro\u0161inot papildu dro\u0161\u012bbas l\u012bmeni.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"5_Prasmju_trukums\"><\/span><strong>#5. Prasmju tr\u016bkums<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>IT prasmju tr\u016bkums p\u0113d\u0113jos gados ir ietekm\u0113jis finan\u0161u pakalpojumu nozari. T\u0101p\u0113c RPA risin\u0101jumu ievie\u0161ana ir sare\u017e\u0123\u012bta bez IT speci\u0101listu pieredzes un zin\u0101\u0161an\u0101m.<\/p>\n<p>Veiksm\u012bgai RPA ievie\u0161anai ir nepiecie\u0161ama padzi\u013cin\u0101ta izpratne par \u0161o tehnolo\u0123iju, tostarp par t\u0101s potenci\u0101lu un ierobe\u017eojumiem. <a href=\"https:\/\/www.zaptest.com\/lv\">ZAPTEST<\/a> Enterprise lietot\u0101ji var izmantot priek\u0161roc\u012bbas, ko sniedz vi\u0146iem velt\u012bts ZAP eksperts, kur\u0161 var cie\u0161i sadarboties, lai izprastu pras\u012bbas un pal\u012bdz\u0113tu ieviest RPA risin\u0101jumus, pamatojoties uz nozares lab\u0101ko praksi. \u0160is papildin\u0101jums var pal\u012bdz\u0113t komand\u0101m p\u0101rvar\u0113t relat\u012bvo RPA speci\u0101listu tr\u016bkumu.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"RPA_tendences_banku_nozare\"><\/span><strong>RPA tendences banku nozar\u0113<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img data-dominant-color=\"111720\" data-has-transparency=\"false\" style=\"--dominant-color: #111720;\" decoding=\"async\" class=\"aligncenter wp-image-72881 not-transparent\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-1024x682.webp\" alt=\"rpa tendences\" width=\"493\" height=\"328\" srcset=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-1024x682.webp 1024w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-300x200.webp 300w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-768x511.webp 768w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-1536x1022.webp 1536w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-1080x719.webp 1080w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-1280x852.webp 1280w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-980x652.webp 980w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-480x320.webp 480w, https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/Robotic-Process-Automation-RPA-Market-Size-Share-Growth-Trends-Analysis-1-jpeg.webp 1920w\" sizes=\"(max-width: 493px) 100vw, 493px\" \/><\/p>\n<p>Finan\u0161u pakalpojumu nozare strauji att\u012bst\u0101s, rea\u0123\u0113jot uz main\u012bgaj\u0101m pat\u0113r\u0113t\u0101ju un regul\u0113juma pras\u012bb\u0101m. Izp\u0113t\u012bsim da\u017eas no RPA tendenc\u0113m finan\u0161u un banku nozar\u0113.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Vieda_automatizacija\"><\/span><strong>#1. Vied\u0101 automatiz\u0101cija<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p><a href=\"https:\/\/www.zaptest.com\/lv\/inteligenta-procesu-automatizacija-vs-rpa-atskiribas-kopigas-iezimes-riki-un-krustojumi-parklasanas\">Inteli\u0123ent\u0101 automatiz\u0101cija<\/a> (IA) ietver citu m\u0101ksl\u012bg\u0101 intelekta veidu izmanto\u0161anu kop\u0101 ar RPA r\u012bkiem. Da\u017eas no \u0161eit izmantotaj\u0101m tehnolo\u0123ij\u0101m ietver inteli\u0123ento dokumentu apstr\u0101di (IDP) un ma\u0161\u012bnm\u0101c\u012b\u0161anos.<\/p>\n<p>\u0160o r\u012bku pievieno\u0161ana nov\u0113r\u0161 RPA rakstur\u012bgos ierobe\u017eojumus darb\u0101 ar nestruktur\u0113tiem datiem un l\u0113mumu pie\u0146em\u0161anas iesp\u0113j\u0101m. Rezult\u0101t\u0101 palielin\u0101s automatiz\u0113jamo uzdevumu apjoms, kas \u013cauj finan\u0161u iest\u0101d\u0113m paveikt vair\u0101k.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Makontehnologiju_balstita_RPA\"><\/span><strong>#2. M\u0101ko\u0146tehnolo\u0123iju balst\u012bta RPA<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Lai gan agr\u012bn\u0101s RPA sist\u0113mas parasti bija viet\u0113jas, p\u0113d\u0113jos gados ir v\u0113rojama iev\u0113rojama p\u0101reja uz m\u0101ko\u0146tehnolo\u0123iju r\u012bkiem. \u0160im p\u0101rsl\u0113gumam ir daudz priek\u0161roc\u012bbu, tostarp dro\u0161a att\u0101lin\u0101t\u0101 piek\u013cuve izklied\u0113t\u0101m komand\u0101m.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Generativais_maksligais_intelekts\"><\/span><strong>#3. \u0122enerat\u012bvais m\u0101ksl\u012bgais intelekts<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>\u0122enerat\u012bvais m\u0101ksl\u012bgais intelekts ietekm\u0113 da\u017e\u0101das nozares, un banku un finan\u0161u nozare nav iz\u0146\u0113mums. Ir daudz da\u017e\u0101du izmanto\u0161anas gad\u012bjumu, tostarp t\u0113rz\u0113\u0161anas robotu klientu asistenti, satura veido\u0161ana un p\u0101rskatu \u0123ener\u0113\u0161ana. Bankas un finan\u0161u pakalpojumu sniedz\u0113ji var izveidot ar\u012b savus iek\u0161\u0113jos m\u0101ksl\u012bgos intelektus, lai nodro\u0161in\u0101tu atbilst\u012bbu finan\u0161u un personas datu regul\u0113jumam.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"4_RPA_ar_atbalstu\"><\/span><strong>#4. RPA ar atbalstu<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Lai gan uz\u0146\u0113m\u0113jdarb\u012bbas pasaul\u0113 joproj\u0101m vispopul\u0101r\u0101kais automatiz\u0101cijas veids ir automatiz\u0101cija bez pal\u012bdz\u012bbas, automatiz\u0101cija ar pal\u012bdz\u012bbu k\u013c\u016bst aizvien aktu\u0101l\u0101ka. \u0160ie r\u012bki b\u016bs viegli savienojami ar darbinieka darba pl\u016bsmu. Piem\u0113ram, klientu apkalpo\u0161anas p\u0101rst\u0101vis var automatiz\u0113t datu ieg\u016b\u0161anu vai apstr\u0101des uzdevumus, kas \u013cauj iev\u0113rojami palielin\u0101t produktivit\u0101ti un galu gal\u0101 &#8211; apmierin\u0101t\u0101kus pat\u0113r\u0113t\u0101jus.<\/p>\n<p>&nbsp;<\/p>\n<h2 style=\"text-align: center;\"><span class=\"ez-toc-section\" id=\"Automatizacijas_nakotne_banku_nozare\"><\/span><strong>Automatiz\u0101cijas n\u0101kotne banku nozar\u0113<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><img decoding=\"async\" class=\"aligncenter wp-image-73033\" src=\"https:\/\/www.zaptest.com\/wp-content\/uploads\/2023\/12\/25.png\" alt=\"rpa n\u0101kotne\" width=\"628\" height=\"353\"><\/p>\n<p>Robotiz\u0113t\u0101 procesu automatiz\u0101cija finan\u0161u un banku nozar\u0113 ir labi paz\u012bstama. Tom\u0113r tai ir daudz iesp\u0113ju att\u012bst\u012bties interesantos un inovat\u012bvos veidos.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"1_Hiperautomatizacija\"><\/span><strong>#1. Hiperautomatiz\u0101cija<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Datu anal\u012btika, m\u0101ksl\u012bgais intelekts, dabisk\u0101s valodas apstr\u0101de (NLP) un RPA sapl\u016bd\u012bs, lai rad\u012btu banku un finan\u0161u sist\u0113mas, kas automatiz\u0113 visu iesp\u0113jamo, s\u0101kot ar back-end procesiem un beidzot ar front-end darba pl\u016bsm\u0101m. \u0160o fut\u016bristisko galam\u0113r\u0137i sauc par <a href=\"https:\/\/www.zaptest.com\/hyperautomation\">hiperautomatiz\u0101ciju<\/a>.<\/p>\n<p>Ir vair\u0101ki veidi, k\u0101 hiperautomatiz\u0101cija var\u0113tu tikt izmantota banku nozar\u0113. Papildus robotiz\u0113tai procesu automatiz\u0101cijai finan\u0161u un gr\u0101matved\u012bbas uzdevumu veik\u0161an\u0101 m\u0113s var\u0113tu redz\u0113t cilv\u0113ku un datoru sadarb\u012bbu augst\u0101k\u0101 l\u012bmen\u012b, kad ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s un anal\u012btika ieteiks l\u0113mumus, kurus apstiprina cilv\u0113ks.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"2_Augsti_personalizets_lietojumprogrammu_dizains_bez_koda\"><\/span><strong>#2. Augsti personaliz\u0113ts lietojumprogrammu dizains bez koda<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Banku nozar\u0113 lietojumprogrammu projekt\u0113\u0161ana ir sare\u017e\u0123\u012bta. Liel\u0101 m\u0113r\u0101 tas ir saist\u012bts ar stingrajiem ties\u012bbu aktiem, kas reglament\u0113 finan\u0161u un personas datus. Tom\u0113r, pateicoties RPA r\u012bkiem ar m\u0101ksl\u012bgo intelektu un API, \u0161aj\u0101 jom\u0101 par\u0101d\u012bsies lietojumprogrammas bez kod\u0113\u0161anas. <a href=\"https:\/\/www.zaptest.com\/lv\/pilniga-programmaturas-testesanas-automatizacijas-rokasgramata\">Programmat\u016bras test\u0113\u0161anas automatiz\u0101cija<\/a> b\u016bs liela da\u013ca, lai nodro\u0161in\u0101tu gan \u0161\u012bs programmat\u016bras integrit\u0101ti, gan dro\u0161\u012bbu, ko var piel\u0101got individu\u0101lai darba pl\u016bsmai vai uz\u0146\u0113muma kult\u016brai.<\/p>\n<p>&nbsp;<\/p>\n<h3><span class=\"ez-toc-section\" id=\"3_Prognozejama_krapsanas_atklasana\"><\/span><strong>#3. Prognoz\u0113jama kr\u0101p\u0161anas atkl\u0101\u0161ana<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>&nbsp;<\/p>\n<p>Kr\u0101p\u0161anas atkl\u0101\u0161ana finan\u0161u iest\u0101d\u0113m ir liela probl\u0113ma. 2022. gad\u0101 Apvienotaj\u0101 Karalist\u0113 kr\u0101p\u0161ana bank\u0101m izmaks\u0101ja aptuveni 1,2 miljardus m\u0101rci\u0146u. Ma\u0161\u012bnm\u0101c\u012b\u0161an\u0101s r\u012bki jau tiek izmantoti ar RPA pal\u012bdz\u012bbu finan\u0161u un gr\u0101matved\u012bbas jom\u0101, un tie ir piem\u0113roti kr\u0101p\u0161anas atkl\u0101\u0161anai. Tom\u0113r n\u0101kotn\u0113 pietiekami labi apm\u0101c\u012bti ML algoritmi var\u0113tu paredz\u0113t kr\u0101p\u0161anas iesp\u0113jam\u012bbu pieteikuma iesnieg\u0161anas br\u012bd\u012b vai pamatojoties uz noteiktu darb\u012bbu kopumu. Izmaksu ietaup\u012bjuma ietekme ir milz\u012bga.<\/p>\n<p>&nbsp;<\/p>\n<h2><span class=\"ez-toc-section\" id=\"Nobeiguma_domas\"><\/span><strong>Nobeiguma domas<\/strong><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p>&nbsp;<\/p>\n<p>Robotiz\u0113t\u0101 procesu automatiz\u0101cija banku un finan\u0161u jom\u0101 ir strauji main\u012bga un aizraujo\u0161a joma. Finan\u0161u pakalpojumu nozares moderniz\u0101cija un augo\u0161\u0101 tehnolo\u0123isk\u0101 izsmalcin\u0101t\u012bba noz\u012bm\u0113, ka banku RPA ir ne tikai pat\u012bkama, bet gan \u013coti svar\u012bga, lai konkur\u0113tu ar konkurentiem.<\/p>\n<p>Robotiz\u0113to procesu automatiz\u0101cijas iesp\u0113ju izmanto\u0161ana finan\u0161u un banku nozar\u0113 uzlabo efektivit\u0101ti un atbilst\u012bbas standartu iev\u0113ro\u0161anu, k\u0101 ar\u012b \u013cauj ietaup\u012bt naudu. Bank\u0101m k\u013c\u016bstot uz klientiem vair\u0101k orient\u0113t\u0101m oper\u0101cij\u0101m, finan\u0161u automatiz\u0101cija pal\u012bdz\u0113s nodro\u0161in\u0101t lab\u0101ku klientu pieredzi un liel\u0101ku personaliz\u0101ciju, jo \u012bpa\u0161i apvienojum\u0101 ar m\u0101ksl\u012bg\u0101 intelekta r\u012bkiem. Racionaliz\u0113ta darb\u012bba \u013caus ietaup\u012bt lietot\u0101jiem, savuk\u0101rt inovat\u012bvi jauni produkti apmierin\u0101s piepras\u012bjumu p\u0113c lietotn\u0113m, kas pal\u012bdz lietot\u0101jiem ietaup\u012bt, veidot bud\u017eetu un sasniegt dz\u012bves m\u0113r\u0137us.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Robotiz\u0113ta procesu automatiz\u0101cija banku un finan\u0161u jom\u0101 ir viens no sp\u0113c\u012bg\u0101kajiem un p\u0101rliecino\u0161\u0101kajiem automatiz\u0101cijas tehnolo\u0123iju izmanto\u0161anas gad\u012bjumiem. Tirdzniec\u012bbas automatiz\u0101cija ir pla\u0161i izplat\u012bta jau kop\u0161 pag\u0101ju\u0161\u0101 gadsimta 70. un 80. gadiem, ta\u010du RPA paver iesp\u0113jas cita veida mehaniz\u0101cijai, liel\u0101ku uzman\u012bbu piev\u0113r\u0161ot izmaksu samazin\u0101\u0161anai un pat\u0113r\u0113t\u0101ju pieredzes uzlabo\u0161anai. Banku RPA ir ar\u012b \u013c\u0101vusi uz\u0146\u0113mumiem rea\u0123\u0113t uz past\u0101v\u012bgi [&hellip;]<\/p>\n","protected":false},"author":14624,"featured_media":74174,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_seopress_robots_primary_cat":"none","_seopress_titles_title":"Robotiz\u0113t\u0101 procesu automatiz\u0101cija (RPA) banku un finan\u0161u nozar\u0113","_seopress_titles_desc":"Uzziniet vair\u0101k par RPA finan\u0161u un banku nozar\u0113: tirgus lielumu, faktoriem, kas ietekm\u0113 robotiz\u0113to procesu automatiz\u0101ciju \u0161aj\u0101s jom\u0101s, RPA izaicin\u0101jumiem finan\u0161u nozar\u0113 un daudz ko citu!","_seopress_robots_index":"","_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","content-type":"","footnotes":"","beyondwords_generate_audio":"","beyondwords_integration_method":"","beyondwords_project_id":"","beyondwords_content_id":"","beyondwords_preview_token":"","beyondwords_player_content":"","beyondwords_player_style":"","beyondwords_language_code":"","beyondwords_language_id":"","beyondwords_title_voice_id":"","beyondwords_body_voice_id":"","beyondwords_summary_voice_id":"","beyondwords_error_message":"","beyondwords_disabled":"","beyondwords_delete_content":"","beyondwords_podcast_id":"","beyondwords_hash":"","publish_post_to_speechkit":"","speechkit_hash":"","speechkit_generate_audio":"","speechkit_project_id":"","speechkit_podcast_id":"","speechkit_error_message":"","speechkit_disabled":"","speechkit_access_key":"","speechkit_error":"","speechkit_info":"","speechkit_response":"","speechkit_retries":"","speechkit_status":"","speechkit_updated_at":"","_speechkit_link":"","_speechkit_text":""},"categories":[346],"tags":[],"class_list":{"0":"post-74162","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-robotizeta-procesu-automatizacija"},"acf":{"short_name":"RPA finan\u0161u un banku nozar\u0113"},"_links":{"self":[{"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/posts\/74162","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/users\/14624"}],"replies":[{"embeddable":true,"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/comments?post=74162"}],"version-history":[{"count":0,"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/posts\/74162\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/media\/74174"}],"wp:attachment":[{"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/media?parent=74162"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/categories?post=74162"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.zaptest.com\/lv\/wp-json\/wp\/v2\/tags?post=74162"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}